It Doesn’t Matter What You Qualify For. It Matters What You Can Afford.
The bank just pre-approved you for $600,000 — and that number feels like permission. But what you qualify for and what you can actually afford are two completely different questions, and confusing them is how smart, capable people end up house poor. Here’s what that approval number really means, why it ignores your actual life, and the simple reframe (start with the payment, not the price) that helps you find a number you can carry and still be happy.
It Doesn’t Matter What You Qualify For. It Matters What You Can Afford. Read More »